Payoff Request

If you are considering paying off your bankruptcy before the maturity date, you will be required to obtain authorization from the Trustee. After you have decided you must complete the following:

  1. Complete the Payoff Request application
  2. Print and sign the application
    **NOTE: BOTH DEBTORS in a joint case must sign the application**
  3. Email a completed, signed application to jzarrilli@maccosternlaw.com with the words "PAYOFF REQUEST" in the subject line of the email.

Please direct inquiries regarding applications for website access to Janine via email jzarrilli@maccosternlaw.com

**All payoff requests are done on a first come, first served basis. The turnaround time for a response to a payoff request is approximately two (2) weeks**

It is IMPORTANT to remember that you are required to file your Personal Financial Management Certificate (2nd part of the credit counseling course) and Form B283 (Chapter 13 Debtors Certification Regarding Domestic Support Obligations and Section 522(q) with the Court. Failure to do so will result in your discharge from bankruptcy to be delayed.

Furthermore, it is very IMPORTANT to understand, it is the responsibility of the DEBTOR and/or DEBTOR'S COUNSEL to determine if a Court Order must be obtained, to pay off a case BEFORE it's maturity date.